to calculate a premium

to calculate a premium
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English-russian accounting dictionary. 2014.

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Смотреть что такое "to calculate a premium" в других словарях:

  • Adjusted Premium — An adjusted premium is the premium of a life insurance policy that is adjusted by amortizing the costs associated with acquiring the insurance policy. The adjusted premium is equal to the net level premium plus an adjustment, to reflect the cost… …   Investment dictionary

  • Adjusted Premium Method — A calculation method used arrive at a life insurance policy s cash surrender value (CSV). There are three steps in the Adjusted Premium Method. 1. Calculate the first year expense allowance 2. Arrive at the Adjusted Premium 3. Substitute the… …   Investment dictionary

  • Valuation Premium — The rate set by a life insurance company based on the value of the company s policy reserves. The valuation premium is calculated by an insurance company. The company ensures that, first and foremost, it has adequate policy reserves to cover… …   Investment dictionary

  • Advance Premium Fund — Insurance companies who receive advance premiums must account for the unearned portion of these premiums as a separate liablity item on their balance sheets. This item is commonly referred to as the advance premium fund or account. As the premium …   Investment dictionary

  • Credibility theory — is a branch of actuarial science. It was developed originally as a method to calculate the risk premium by combining the individual risk experience with the class risk experience. When an insurance company calculates the premium it will charge,… …   Wikipedia

  • Actuary — Damage from Hurricane Katrina. Actuaries need to estimate long term averages of such damage in order to accurately price property insurance and set appropriate reserves. Occupation Names Actuary …   Wikipedia

  • Actuarial science — are professionals who are qualified in this field through examinations and experience. Actuarial science includes a number of interrelating subjects, including probability and statistics, finance, and economics. Historically, actuarial science… …   Wikipedia

  • Doomsday argument — World population from 10,000 BC to AD 2000 The Doomsday argument (DA) is a probabilistic argument that claims to predict the number of future members of the human species given only an estimate of the total number of humans born so far. Simply… …   Wikipedia

  • Usage-based insurance — Usage based insurance, also known as pay as you drive (PAYD) and mile based auto insurance is a type of automobile insurance whereby the costs of motor insurance are dependent upon type of vehicle used, measured against Time, Distance and Place.… …   Wikipedia

  • Cancellation Provision Clause — It is a provision in an insurance policy that permits an insurer or an insurance company to cancel a property and casualty or a health insurance policy at any time before its expiration date. Life insurance policies do not contain cancellation… …   Investment dictionary

  • material fact — 1) Any important piece of information that a person seeking insurance must disclose to the insurer to enable the insurer to decide whether or not to accept the insurance and to calculate the premium. What is and what is not material may have to… …   Big dictionary of business and management


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